on 2010/07/18 by Alex, [TSP,Thrift Savings Plan]

While still invested in bonds (F Fund), we’re getting into small-cap stocks (S Fund) again. The stocks are very risky, but their expected return is a good deal higher than that of bonds. The only other fund worth considering right now is money market (G Fund), which, as always, has a low expected return and [...]

on 2010/07/05 by Alex, [TSP,Thrift Savings Plan]

Bonds (F Fund) appear to be the only investment that’s doing well right now. Money market (G Fund) is another good option, that, of course, is always risk-free. Even small-cap stocks (S Fund), which we’ve been recommending recently, are flat. Definitely stay away from the other two stock funds — large-cap stocks (C Fund) and [...]

on 2010/05/16 by Alex, [TSP,Thrift Savings Plan]

Despite the recent market shakeup, the S Fund (“Extended Market”) still looks like the place to be. The C Fund (“S&P 500″), on the other hand, though it could have a decent return, is much riskier. The I Fund (“Europe Pacific”) is almost certainly in a downtrend. If you are looking for safety right now, [...]

on 2010/05/03 by Alex, [TSP,Thrift Savings Plan]

We’re staying in the S Fund (“Extended Market”), since it appears to have the best prospects, though it is a bit overbought. Stock funds, such as the S Fund, C Fund (“S&P 500″), and L2040 (“Lifecycle 2040″), have high expected returns right now. On the other hand, though expected returns for the non-stock funds, like [...]

on 2010/03/14 by Alex, [TSP,Thrift Savings Plan]

It appears that not a lot has changed in the markets in the past couple of weeks. Our current recommendation is a minor tweak of the one we gave then — put a lot of money into the S Fund (“Extended Market”), but keep most of it in the G Fund (“Money Market”). As the [...]

on 2010/03/01 by Alex, [ETF,Exchange-traded funds]

The Korean stock market looks stable and like it has potential for more growth. We are putting some money into it, while keeping most of our funds in the money market.

on 2010/02/21 by Alex, [ETF,Exchange-traded funds]

Things have not changed much since last week, when we recommended putting some money into biotech. Both biotech and gold still look good, with biotech looking better than gold. All of the markets are that we follow remain so risky that we are keeping most of our money in the money market.

on 2010/02/01 by Alex, [FAQ]

Question: I agree completely w/ moving funds into cash, as your latest newsletter recommends.  I noticed the hyperlink for cash, and following it, see that “cash” means a money market fund w/ a 2% assumed return.  Where are you banking?  The money market funds are all returning the federal funds rate right now, about 0.1%. [...]

on 2010/01/31 by Alex, [TSP,Thrift Savings Plan]

Stocks have been sliding relentlessly since January 20. While we are adjusting our position to be mostly in the money market, we do believe that there is still some near-term potential for stocks coming back. Both the I Fund (“Europe Pacific”) and the S Fund (“Extended Market”) look good. Though the C Fund (“S&P 500″), [...]

on 2009/12/06 by Alex, [TSP,Thrift Savings Plan]

Stocks are not climbing, at least for now. We’re moving most of our money to the money market, just to be on the safe side.