on 2010/07/18 by Alex, [TSP,Thrift Savings Plan]

While still invested in bonds (F Fund), we’re getting into small-cap stocks (S Fund) again. The stocks are very risky, but their expected return is a good deal higher than that of bonds. The only other fund worth considering right now is money market (G Fund), which, as always, has a low expected return and [...]

on 2010/07/05 by Alex, [TSP,Thrift Savings Plan]

Bonds (F Fund) appear to be the only investment that’s doing well right now. Money market (G Fund) is another good option, that, of course, is always risk-free. Even small-cap stocks (S Fund), which we’ve been recommending recently, are flat. Definitely stay away from the other two stock funds — large-cap stocks (C Fund) and [...]

on 2010/05/16 by Alex, [TSP,Thrift Savings Plan]

Despite the recent market shakeup, the S Fund (“Extended Market”) still looks like the place to be. The C Fund (“S&P 500″), on the other hand, though it could have a decent return, is much riskier. The I Fund (“Europe Pacific”) is almost certainly in a downtrend. If you are looking for safety right now, [...]

on 2010/05/03 by Alex, [TSP,Thrift Savings Plan]

We’re staying in the S Fund (“Extended Market”), since it appears to have the best prospects, though it is a bit overbought. Stock funds, such as the S Fund, C Fund (“S&P 500″), and L2040 (“Lifecycle 2040″), have high expected returns right now. On the other hand, though expected returns for the non-stock funds, like [...]

on 2010/03/14 by Alex, [TSP,Thrift Savings Plan]

It appears that not a lot has changed in the markets in the past couple of weeks. Our current recommendation is a minor tweak of the one we gave then — put a lot of money into the S Fund (“Extended Market”), but keep most of it in the G Fund (“Money Market”). As the [...]

on 2010/01/31 by Alex, [TSP,Thrift Savings Plan]

Stocks have been sliding relentlessly since January 20. While we are adjusting our position to be mostly in the money market, we do believe that there is still some near-term potential for stocks coming back. Both the I Fund (“Europe Pacific”) and the S Fund (“Extended Market”) look good. Though the C Fund (“S&P 500″), [...]

on 2009/12/06 by Alex, [TSP,Thrift Savings Plan]

Stocks are not climbing, at least for now. We’re moving most of our money to the money market, just to be on the safe side.

on 2009/07/19 by Alex, [TSP,Thrift Savings Plan]

We are continuing to hold the Lifecycle 2010 fund in our Balanced allocation. In the Conservative allocation, we’ve shifted even more toward the G (“Money Market”) fund.

on 2009/07/06 by Alex, [TSP,Thrift Savings Plan]

Stocks are getting shaky again, and so we are shifting out of them again. We are thus recommending the Lifecycle 2010 fund, as well as the non-stock G and F funds in our Conservative allocation.