on 2010/01/07 by Alex, [FAQ]

It’s that time of the year again — people are going to be receiving statements from their retirement plans (including the Thrift Savings Plan) showing how much money they have made (or lost) within the past year. The confusing part is that, even if you had stayed within a particular fund for the entire year, [...]

on 2009/09/14 by Alex, [FAQ]

Question: Does the (3rd party) tracker you’re using “purchase” additional amounts each period?  It looks like it just changes the existing/starting allocation, so that the comparison is like the usual “$10k invested at time x and then manipulated with our portfolio strategy would be worth $y today”.  But that’s not really how your Newsletter works.  [...]

on 2009/08/19 by Alex, [FAQ,Performance]

Question: Does it really matters if we keep switching between funds if we are dollar-averaging?? My TSP allocation has been 50% C, 25% S and 25%G and the performance shows YTD -10%. Response: I am not sure I understand your question completely. If you switch from funds that are doing poorly to funds that are [...]

on 2009/07/10 by Alex, [FAQ]

Question: If I reallocate my current holdings per your advice (possibly twice per month), won’t I be hurting myself by selling off the shares I have purchased at lower prices?  For instance, if I hypothetically have an average share price of $13 for a large number of shares in the C fund which I’ve invested [...]

on 2009/01/02 by Alex, [TSP,Thrift Savings Plan]

We hear again and again that buying and holding stocks for the long term is a great investment strategy. Yes, stocks can have their ups and downs, we are told, but in the “long term”, they are a great investment. Long-term stock returns. Is this really true? Whenever someone makes claims about returns, always ask [...]