on 2010/08/30 by Alex, [FAQ]

Question: You suggest “a good money market fund” yielding 2% per year. Where do I shop for that magical fund. All I have been able to find are 0.01% type funds. Any thoughts you can throw my way or put into newsletters? Response: I want to clarify that I am just recommending a good money [...]

on 2010/07/19 by Alex, [FAQ]

Question: I’m thinking, if we had stayed in the S Fund in early July, we would have been far better off. Response: You’re right. If we didn’t get out from the S Fund in early July, we would have made about 3.5%. The issue is that no one knows how things will play out in [...]

on 2010/07/12 by Alex, [FAQ]

Question: Based on the advice in your newsletter back in April, I switched to 100% S Fund @ 19.0601 per share. Currently the share price of the S Fund is 16.5461 per share. My question is this: would I not lose a lot by selling off the S fund shares now at a lower price [...]

on 2010/06/07 by Alex, [FAQ]

Question: I was wondering whether there is any value in making adjustments to a TSP account on an off week based on the ETF mailing when that recommendation advises a full scale retreat out of stocks? Would this be a time to move into the G Fund for a week? Will you make a recommendation [...]

on 2010/05/17 by Alex, [FAQ]

Question: Alex, I have a question- if the market for the “S” Fund drastically declines before you write us June 1st would you notify us immediately? I just put 10% in “G” & “C” and 80% in “S” and because I really don’t know what I am to follow for the “S” fund — I [...]

on 2010/05/17 by Alex, [FAQ]

Question: I missed the last couple of emails and am not out of the I Fund. Do you think I should cut my losses and get out of I Fund completely for now? Response: My standard response to questions like these is that, in my opinion, it is always best to follow the latest recommendation. [...]

on 2010/05/13 by Alex, [FAQ]

Question: I’ve been following your TSP newsletter for almost two years now and I have the ability to start investing in some ETFs… I want to know which brokerage service can provide all of the ETFs listed. Is there one? Response: As far as I know, you should be able to trade the ETF’s that [...]

on 2010/02/01 by Alex, [FAQ]

Question: I agree completely w/ moving funds into cash, as your latest newsletter recommends.  I noticed the hyperlink for cash, and following it, see that “cash” means a money market fund w/ a 2% assumed return.  Where are you banking?  The money market funds are all returning the federal funds rate right now, about 0.1%. [...]

on 2010/01/07 by Alex, [FAQ]

It’s that time of the year again — people are going to be receiving statements from their retirement plans (including the Thrift Savings Plan) showing how much money they have made (or lost) within the past year. The confusing part is that, even if you had stayed within a particular fund for the entire year, [...]

on 2010/01/06 by Alex, [FAQ]

I regularly receive emails from people who tell me that they have been following some investment methodology, such as buy and hold, have recently lost a lot of money, have found our newsletters, want to follow our newsletter, but are afraid. (Boy, was that a mouthful. ) They are afraid that by switching out of [...]