We pick the mix of Thrift Savings Plan funds that maximizes the expected returns while not exceeding a fixed maximum risk. Right now, we are continuing to stay 100% in the G Fund (“Money Market”). The risk of the F Fund (“Lehman Aggregate Bond Index”) has been declining, though it has not yet declined sufficiently for us to move into it. The stock funds are still too risky, and their risk is not declining.

Related posts:

1. Current market commentary
2. Market conditions unchanged
3. Bonds are looking better
4. “Your market advice is very much appreciated”
5. Number of interfund TSP transfers adjusts to market conditions

2 Responses to “Market commentary”

1. comment from Tomcat
   November 18th, 2008 at 3:15 pm

   Just found your site and I am impressed. Unfortunately, I am still invested in a mix of C, S, and I funds. I want to shift to the G fund ASAP, but when my portfolio is seeing $5k to $10k swings daily for the past couple weeks, timing IS crucial! What advice do you have? Should I look for a strong open and sell that day? Thanks.

2. pingback from How to sell stocks to avoid the worst | Peaceful Gains
   November 18th, 2008 at 4:32 pm

   [...] Question: Just found your site and I am impressed. Your newsletter is recommending to be 100% in the G Fund (”Money Market”). Unfortunately, I am still invested in a mix of C, S, and I funds (the three stock funds). I want to shift to the G fund ASAP, but when my portfolio is seeing $5k to $10k swings daily for the past couple weeks, timing is crucial! What advice do you have? [...]

Leave a Reply